SME Loan

Boost your business growth with collateral-free SME loans

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Features of SME Loan

Loan amount of up to ₹ 10 Lakhs

Paperless

Paperless and fully digital process

EDI

Pay back in easy daily installments

Collateral free

Competitive interest rates

Tenure of up to 18 months 

Quick loan disbursal upon approval 

No Emi on sunday

No installment deducted on Sundays

Support

Guaranteed Service -  helpline available 

SME loan calculator
Eligibility Criteria

Indian Resident

Promoter age 18 and above

Fulfilling the KYC norms as per RBI guidelines

Fulfilling the criteria for the minimum vintage required on the BharatPe QR platform

The total payments value of the transactions processed on BharatPe QR should be above the applicable threshold limit

Other criteria as per Credit and Risk Policy

Documents Required

KYC documents as per RBI guidelines, Income Document, GST certificate, Financials, Bank Statement basis loan amount

Additional documents as per approved checklist